Is it necessary to have a model with which to understand living as a human being on this planet and in our times?

The short answer to this is no. There are many people who have but a passing notion of God and some vague concern about heaven and hell but that is as far as it goes. If one does genuinely believe in heaven and hell and sin, then it would be pretty stupid to carry on sinning. If one thinks that there is only one life and after than nothing, even that as a philosophy has implications, namely that time is precious one might seek to make the most of that time. I think the trouble is people think a whole bunch of different things at different times and don’t have a core life philosophy, it is too inconvenient.

They may be interested in money, self-advancement, lots of clothes, lots of sex, lots of food etc. They may like attention, fame and praise. I suspect that the vast majority of people haven’t really considered what life is all about or they have swallowed what they have been told at whichever temple they subscribe to and without thinking about it over much, let the clergy do that for us. Life is a social interaction thing without much meaning. People may be seeking romantic love and the building of a family, which is very time consuming.

I’ll speculate as a whole we are getting increasingly secular and materialistic and that our morals are declining. The obsession with image is a pandemic which outstrips coronavirus, and it is one that lock down and vaccine cannot ease.

There are a whole range of belief systems out there. Some of them describe the same things but from slightly different angles.

My model for understanding is based on one which might be described nagal (or spirit), dreamer, dreamed or monad, causal vehicle, personality. So, the causal vehicle acquires for itself a new human body and personality, each time it incarnates, or the dreamer dreams in another dreamed, a being and a life.

I have only used one concept here which differs from the outlines in the first paragraph, namely reincarnation. For some this is a nice concept and for others it is absurd. I personally am confident that reincarnation happens not because I read it in a book nor because someone in a funny costume told me. It is a concept which is consistent with my own experiences. I have memories of previous lives. If one wished one could argue that I have made up these memories, they are my delusion. It is impossible to prove either way, certainly to the standard of six sigma statistical proof. I know philosophically that I am placing a bet. The light could go out and that is the end, I could end up on a barbecue or at the pearly gates. I am betting that that isn’t the case. I won’t be having loads of virgins at my disposal. I have clarity at least on that bet.

From my meditations outside the crown chakra, it seems likely to me that my abstract awareness persists in a non-corporeal state and will do so after death. This could be termed monad or expression of nagal’s awareness.

If, as I have been “told” I will never incarnate again, then what happens? My awareness persists in an abstract formless state a kind of quasi-eternal Jhana, a state of contemplation, until the end of this Kalpa.

I will no longer be separate as a causal entity, I will have returned to “the source” and blended back as a piece of that totality, into that awareness. There is still some measure of differentiation, but I can no longer say I or even us. Perhaps a part of a wider awareness, yet intermingled with it, without boundary or distinction, is a way to look at it. Though eyes do not exist in this state, conceptualize it perhaps. Free of the limitations of a brain who knows what is possible?  I will not hanker after another piece of meat to live in.

I have a notion that I am on my way to my home world from whence I came somewhere up by Sirius. This would be seen as the flakiest thing someone from my background would say. It would be pounced upon as being ridiculous. But then they have never met the Great White Lodge on Sirius, nor The Nameless One. It is only a notion, not even a hypothesis.

If I strip it down, I believe that awareness exists in non-corporeal states and that from time to time that awareness takes on form, a form prone to physical plane death or mortality. Immortality is not living for ever it is not being born to flesh again, no more mortality.

That sentence says a lot and does not need much embellishment. Good models are not complicated.

Perhaps this one suffices?